Most parents want the very best for their children. You may want to give your children an equivalent or better experience than your own.

This means making contingency plans in the event of a personal tragedy such as you or your partner dying when the children are still dependent upon you. Basics such as a must be addressed and you should review your arrangements.

Will your children be educated privately? If so, how do you propose to pay for the ? Do you expect them to attend University? Either way the costs can be substantial and you should consider a now.